An Unexpected Remedy To Life’s Complications

There Are Health Benefits, & There Are Life Benefits

There are health benefits, and there are life benefits. Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues affecting quality of life, health and productivity.  With ECP, you can show your employees you care in unexpected ways.

An ECP isn’t health insurance, and isn’t meant to cover all expenses.*  It is, however, a useful benefit in times of complication & crisis.  It can keep employees happy and engaged at work instead of distracted by personal challenges.

How it works

Each year, you set your ECP maximum benefit amount per employee, typically ranging from $250 to $1,000 per employee. To make budgeting easy and provide services immediately, you pay a monthly prorated amount that accrues funds in an AHR account. Your employees send their bills directly to AHR for payment up to the maximum yearly benefit amount. Any excess funds remaining in your account are returned to you at the end of the year, or may roll over to cover benefits in the next year. ECP benefits are tax deductible for you, and tax free to the employee.

ECP is available for current employees, and terminates when an employee leaves the company (ECP is COBRA-exempt).

What can be covered

  • Counseling: financial, family, personal
  • Legal and attorney fees such as identity theft, family law, etc.
  • Substance abuse counseling
  • Wellness evaluations and counseling
  • Weight Reduction
  • Smoking Cessation
  • Vision
  • Dental
  • Flu Shots
  • Preventive care not covered by insurance
  • Urgent or unanticipated medical expenses due to injury or illness
  • Includes coverage for healthcare ‘concierge’ services.

There are healthcare benefits, and then there are life benefits.  Sign up for Employee Care Plus today and help your employees deal with life’s surprises.  

*Routine medical care is specifically excluded.

Who is covered?

Determined by the employer.  It may be employee-only, or include spouses and children. 

What about taxes?

ECP benefits are tax deductible to the employer, and tax free to the employee.

To learn more about this inexpensive but truly helpful benefit, contact your broker or us!

AHR is a name you can trust for the best in employee benefits.

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