An Unexpected Benefit To Cover Life’s Surprises

There Are Health Benefits, & There Are Life Benefits.

Employee Care Plus (ECP) is a unique, extended benefit that covers a wide range of issues that affect your quality of life, health and productivity.  With ECP, you get an unexpected solution to cover the costs of life’s surprises.

An ECP isn’t health insurance, and isn’t meant to cover all expenses*.  It is, however, a useful benefit in times of complication and crisis. It is designed to reduce your anxiety and offer the support you need when dealing with personal challenges.

How it works

Your employer sets a maximum annual ECP benefit amount for you each year, typically from $250 to $1,000. To ensure services are covered immediately, your employer pays monthly into an account with American Health Resources. You send your bills directly to AHR for payment up to the maximum yearly benefit amount. ECP benefits are a tax free benefit available only for eligible services.

ECP is available for current employees, and terminates when an employee leaves the company (ECP is COBRA-exempt).

What can be covered

  • Counseling: financial, family, personal
  • Legal & attorney fees such as for identity theft, family matters, etc.
  • Substance abuse counseling
  • Wellness evaluations and counseling
  • Weight Reduction
  • Smoking Cessation
  • Vision
  • Dental
  • Flu Shots
  • Preventive care not covered by insurance
  • Urgent or unanticipated medical expenses due to injury or illness
  • Includes coverage for healthcare ‘concierge’ services

There are healthcare benefits, and then there are life benefits. Take advantage of your employer’s Employee Care Plus program this year to help you deal with life’s unexpected complications.

*Routine medical care is specifically excluded.

Who is covered?

Determined by the employer.  It may be employee-only, or include spouses and children. 

What about taxes?

ECP benefits are tax deductible to the employer, and tax free to the employee.

To learn more about this inexpensive but truly helpful benefit, contact your broker or us!

AHR is a name you can trust for the best in employee benefits.

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