-Just send your medical bill or insurance statement to AHR, and tell us to either pay the provider directly, or reimburse you!

What if I don't have enough money in my HSA to cover a medical bill?

-We can work out a payment plan with your provider for you.  Once you approve it, we will pay them each month for you!

How do I keep track of how much money in my HSA account?

-We will send you a statement each quarter, showing your account balance and all transactions for that period.  And you can call us, toll-free, during normal business hours to get your current account balance or ask questions about your account!

Are all of my family members covered by my HSA?

-Yes.

What happens after I turn 65?

-You can use your HSA for medical expenses, tax-free, or you can take your money out at your lower, post-retirement tax rate!

Can I use my HSA to pay for health expenses not covered by my insurance?

-Absolutely!  You can use your HSA to pay for any health care service or product allowed under Section 213d of the IRS code.  These expenses include: Acupuncture,  Braille books and magazines,  Hair transplants, Birth Control pills, Dentures    Laboratory fees, Dental fees, Orthodontia, Eyeglasses/Contact lenses, Electrolysis, Hospital bills, Artificial limbs, Hearing Aids, Obstetrical Expenses, Drugs/medical supplies, Nurses' fees, Psychologist fees, Handicapped special schools, Physician fees, Ambulance, Lead-based paint removal, Alcoholism treatment, Chiropractors, Oxygen And many, many more!

Telephone: 800-570-3757

Fax: 630-762-1719